Adolescent Capital is a quarterly magazine teaching teens and young adults to budget, invest, save, and build real wealth through articles, proposals, editorials, and poetry that meet young readers where they actually are.
of American households have no retirement savings at all.
of Americans live paycheck to paycheck, with little left to invest.
the S&P 500's average historical annual return, and the case for starting early.
Issue No. 01
Our first issue is live: the debut collection of articles, proposals, editorials, and poetry from Adolescent Capital's earliest contributors. Read it in full below, or open it in its own tab.
Who's behind Adolescent Capital.
Michael Deaner
Founder and Editor-in-Chief of Adolescent Capital, a magazine dedicated to giving teens and young adults the tools to understand money, markets, and the forces that shape economic opportunity. Michael's approach to money management was shaped by personal experience with financial hardship in his family, and he has pursued financial education through national-level competitions including DECA Personal Financial Literacy and FBLA Finance & Insurance, while advocating for expanded financial literacy programs in his own school community.
Money shouldn't be a mystery.
Nearly half of American households have no retirement savings, and most Americans live paycheck to paycheck with almost nothing left over to invest. That's not a personality flaw. It's an education gap, and it starts long before adulthood.
Each quarterly issue of Adolescent Capital covers the key areas of personal finance: budgeting, investing, saving, and avoiding unnecessary debt, while building the confidence to actually use that knowledge. We're not a textbook. We're written by the people the textbook forgot.
Meet the voices behind the pages.
Grace Zhang
A rising high school sophomore at Jericho High School who has always been dedicated to the arts, from clothing and brand design to creating original visual art to accompany literary work, alongside interests spanning science, music, and running.
Write for us.
Adolescent Capital is built by contributors aged 13–23. Here's how to get your work, or your ideas, in front of our readers.
Write, Report, or Publish With Us
We accept poetry, short stories, and informational or op-ed pieces from contributors aged 13–23, in any language (non-English work needs a precise translation).
- PoetryUp to 250 lines · 3 / month
- Short Stories500–2,500 words · 3 / month
- Op-Ed / Info500–2,500 words · 3 / month
- FormatTimes New Roman 14, 1.5 spacing
- Response time~8 weeks